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11% of Texas Communities Pass on Federal Flood Insurance Protection | Insurify

Texans are familiar with tornadoes, but flooding is becoming a major problem for Texas homeowners as well. Heavy rainfall and devastating flooding are steadily increasing in the Lone Star State, climatologists say. Yet 135 Texas communities, all in identified flood hazard areas, don’t participate in the National Flood Insurance

New Jersey Assembly to Decide on Health Coverage for Biomarker Testing | Insurify

New Jersey may soon require health insurance providers to cover biomarker testing — which can detect evidence of disease-causing genes. Biomarker testing involves checking patient samples for these signs of certain diseases and conditions. In October, a New Jersey Assembly committee voted to advance a bill that would require insurers

In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance | Insurify

It’s been nearly 20 years since Hurricane Katrina struck Louisiana’s coast, but the devastation the storm caused hasn’t been forgotten. Katrina ultimately ranked as one of the five deadliest hurricanes in United States history, killing 1,833 people and causing $108 billion (based on 2005 figures) in

The 10 Most Popular Dog Breeds to Insure: Americans Love Chihuahuas and Pit Bulls | Insurify

Dogs have always had a special place in the family structure. Recently, as more adults have put off or decided to permanently forgo having children, a closer relationship has emerged between pet owners and their loyal companions. “Man’s best friend” now joins playgroups and daycare, celebrates birthdays in style,

Renters Insurance Rates to Soar 42% for Thousands of California Tenants | Insurify

California renters with policies through American Modern Home Insurance (AMH) will see their renters insurance premiums climb $60–$136 per year, starting in April 2025. This is due to the California Department of Insurance approving American Modern Home’s request for a 42.2% rate increase in November. Under the

Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes | Insurify

Louisiana has some of the highest home insurance rates in the country, but state leaders want to expand a plan to strengthen homes against storm damage to help some lessen the burden. State Insurance Commissioner Tim Temple wants to provide more funding for Louisiana’s popular Fortify Homes Program next

ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025 | Insurify

California homeowners with ASI Select insurance policies could see their premiums jump by 30% when their policies come up for renewal in 2025. On Nov. 26, the California Department of Insurance (CDI) approved ASI’s request for the double-digit rate increase that will affect more than 36,000 homeowners